New York governor changes insurance rules
Governor Andrew Cuomo has instructed insurance companies in New York to cover infertility treatments on single women and women in same sex relationships.
New York is one of fifteen states, including our own, New Jersey, that requires insurance plans to include infertility treatment in their benefits. Typically, these mandates require a period of unprotected intercourse to kick in. In New York, the governor has eliminated that requirement for women in whom that is not an option.
It is unclear how impactful this change may be since New York's infertility mandate is rather limited. It has very limited coverage for IVF, and for insemination, the cost of donor sperm is high. Donor sperm is rarely if ever covered by insurance regardless on insurance mandates.